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Homeownership

One wonderful aspect of Habitat for Humanity is that it builds more than houses—it builds homes, lives and community.

We encourage poorly housed people with no way to buy a home on their own to apply. We want people who are seriouse about house payments, home maintenance and Habitat for Humanity.

The family selection process is impartial. HFHECT does not discriminate on the basis of race, sex, sexual orientation, age, handicap, religion, national origin, marital status, familial status, or because a family’s income is derived wholly or in part from public assistance programs.

HFHECT looks forward to building new homes and lives in partnership with families.

  • Applying

    Anyone interested in becoming a Habitat for Humanity of Eastern Connecticut family must attend an Applicant Information Session in order to obtain a pre-qualification. Applicant Information Sessions are generally held twice a year, when HFHECT is ready to begin selecting families for upcoming building projects. Applicant Information Sessions are open to the public and are advertised through the newspaper, our website and local postings. If you would like to be personally notified when the next Applicant Information Session will be please click here, choose Homeowner Information and submit the requested information.

    The Habitat for Humanity staff are here to answer your questions. Even if the Habitat for Humanity program is not the right fit for your family information may be available for additional programs who may be able to help.

  • Criteria for Selection

    The three criteria used for selection of Partner Families are as follows:

    Need for adequate housing; some examples: Overcrowded conditions, Deteriorated building conditions, Over 30% of income used for housing cost

    Ability to pay the homes expenses (see below)

    Willingness to partner with Habitat for Humanity putting in 400 hours (sweat equity) toward building a home, attending workshops, and partnering with Habitat to share in the work of the organization.

    Income Guidelines - These guidelines are one of the factors in determining the families ability to pay back the no profit mortage and other household expenses, while ensuring that our program is a program for low income families not served through other homeownership oppertunities.

     

    Household Size Minimum Income Maximum Income
    One $28,950 $31,300
    Two $28,950 $35,750
    Three $28,950 $40,200
    Four $28,950 $44,650
    Five $28,950 $48,250
    Six $32,580 $51,800
    Seven $36,730 $55,400
    Eight $40,890 $58,950
    These guidelines are based on the 2016 HUD Median Income data. The HUD 30% of Median and Very Low Income were used as the Habitat for Humanity Minimum and Maximum guidelines respectively.

    To be notified when the next Applicant Information Session will be click here, choose Homeownership and submit the requested information.

     

  • Selection Process

    Pre-qualification forms can only be obtained by attending and Applicant Information Session. Applications are made available to families whoes pre-qualifcation form has been evaulated and the family looks like they may qualify for the program.

    Completed pre-qualification forms are to be turned in by the established deadline. Late or incomplete pre-qualification forms will not be considered. A $20.00 credit check fee and completed authorization form must accompany the pre-qualification forms. They will then be evaluated. Once they are evaluated applicants will be notified through a letter if they are invited to fill out the full application or if the Habitat for Humanity program is not the right fit for their family at this time.

    Complete applications must be returned to the Habitat for Humanity office by the established due date. Late or incomplete applications will not be considered. If your application meets the income guidelines and financial requirements, someone from the family selection committee will schedule a home visit with your family.

    The family selection committee will meet after all family visits have been completed. They will assess all applicant families needs, finances and recommend families to the CEO/Executive Director and Board of Directors for final approval.

    Once this is completed the applicants will be notified. This process may take up to 3 months.

     

  • Meet the Families

    Included are letter and stories direct from that Habitat for Humanity families. These were written when they were accepted into the Habitat for Humanity program.

 

 

 

 

Habitat for Humanity of Eastern Connecticut

377 Broad Street
New London Connecticut, 06320
E-mail: mission@habitatect.org
Telephone: 860-442-7890
Fax: 860-701-1334